Positions Finance is a composable collateral protocol. Its primary function is to enable users to turn yield-generating, staking, or otherwise locked assets into on-chain collateral that is usable across a broad range of DeFi applications—without interrupting yield or requiring asset transfers, wrapping, or duplication.
The core of Positions Finance is the Proof-of-Collateral mechanism. This formally records a user’s on-protocol positions (deposits, yield balances, open debts, and collateral availability) in a single, dynamic on-chain primitive. Users retain full exposure to staking or vault rewards, while this same locked principal is recognized as collateral—enabling borrowing and composability across multiple protocols and chains without redundant asset transfers/bridging, wrapping, or idle capital.
From a user’s perspective, interacting with Positions Finance means:
1
Deposit Assets
Supply your tokens to vaults or liquidity pools (e.g., Berachain Reward Vaults) to start earning.
2
Retain Yield
Continue earning rewards or yield on your deposited positions without interruptions.
3
Translate value into your Proof-of-Collateral
Receive a Proof-of-Collateral that represents your staked or deposited position
4
Use as Collateral
Use your collateral across integrated DeFi apps — with live tracking of your collateralization and debt levels.
5
Borrow, Loop, or Leverage
Simply Borrow liquidity on Positions’s Lend/Borrow Market or deploy advanced strategies like looping for yield, or leveraging on perps — all backed by your active collateral.
Deposit supported assets into secure, yield-bearing vaults. Balances are tracked precisely, rewards accrue automatically, and all activity is translated into your Proof-of-Collateral for transparent on-chain accounting.
Proof-of-Collateral (PoC)
Acts as the protocol’s real-time state engine—tracking every user’s deposits, earned yield, borrowing activity, and collateral health. Provides a single source of truth for protocol functions and external composable integrations.
Lend/Borrow Market
Unlock liquidity against your productive collateral without unstaking. Borrowing limits are enforced by live PoC data, ensuring both lender safety and user access to funds—interest rates adjust by protocol parameters and market demand.
Leveraged Loops
Amplify exposure and potential yield with over-collateralized borrowing and looping assets back into vaults against your collateral.